Receive in 15 minutes into your bank account

Personalized loan offers up to 80 000 Rs

5000 Rs
80000 Rs
Monthly payment from 3006 Rs

Receive in 15 minutes

To apply for a loan, you must first complete an application. You'll need to wait for a decision after submitting your application. If your application is approved, the funds will be deposited into your bank account.

  • 1. Fill out the application
  • 2. Wait for a decision
  • 3. Receive money in your bank account
The speed of receiving the loan depends on whether the lender's and your bank accounts are in the same bank. If they are, you can receive funds in as little as 15 minutes. However, if the accounts are in different banks, it may take up to three days to receive the approved amount of money.
How to apply for a loan?
To secure a loan, you must first complete an application. Once submitted, you will need to wait for a decision. If your application is approved, the funds will then be deposited into your bank account.


To apply for a loan, you will need to specify the desired amount and complete the application form with your personal information, including your full name, personal identification number, email address, and mobile phone number.

Wait for a decision

Soon after submitting the loan application, you will receive information about the decision.

Receive money

Assuming all requirements are met, the loan amount will be transferred to your bank account within 15 minutes

New clients up to 80 000 Rs with 100% discount on commission fee*
If money is needed urgently.
Wherever you are, we help you realize all of your plans and ideas every minute. The whole procedure is done online and takes a few minutes and the borrower can be anywhere in the Sri Lanka.
We are always ready to help if you urgently need money.

Our advantages

When it comes to providing quick financial assistance, our services have several advantages::

  • apply for a loan from the comfort of your own home, at any time that is convenient for you;
  • money transfer to any bank in Sri Lanka;
  • flexible repayment terms;
  • easily compare different lenders and their loan terms to find the best option for your needs.

Within the limits, you can borrow as much as you need. With each repayment of the loan, it is possible to re-borrow.

Individual approach to each client

We take a personalized approach to every client by assessing their loan application on an individual basis. It's essential that clients provide precise information when filling out the application to enable us to provide tailored assistance. After thoroughly reviewing the application, we may offer a loan amount that is less than what was initially requested, but is more suitable for the client's financial circumstances.

About Soscredit

Loans to new clients up to 80 000 Rs without interest and 0% commission. The minimum loan repayment period is 3 months, maximum loan repayment period is 12 months.

When you take out a Soscredit loan, the payment terms and repayment period remain the same throughout the loan period. The loan amount, interest payments and payment period are agreed and defined in the contract, which can only be changed if both parties expressly agree to the changes.

If you need to cover unexpected expenses, a loan can be an acceptable solution, if you do not have a foreclosure and the loan repayment does not exceed your monthly income. Borrow responsibly!

Calculation example (representative example): Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%. The maximum APR is 365%.

Making your loan payments on time results in a favorable credit score, which improves your chances of getting better loan terms in the future. Lenders have the right to charge interest on late payments. Borrowers who do not repay their loans properly will lose the opportunity to receive discounts at the next application.

Why choose Soscredit


New clients are eligible for a 100% commission discount


On average, the loan application process takes 15 minutes


Loans are available to those who are 20 years or older


Choose a monthly payment amount


Withdraw the full loan amount at once or in installments


Easy to apply for additional funds

What do our clients say about us

The feedback provided by our clients serves as a reflection of our service quality and can help you in making informed decisions. If you have any inquiries, please don't hesitate to reach out to us via email or our contact form.

Soscredit helped me find the best loan option that suited my financial needs. Soscredit made it easy for me to compare loan offers and choose the most suitable one.


I was pleasantly surprised at how simple and straightforward the loan comparison process was on Soscredit's site. I was able to find a loan with favorable terms that I wouldn't have found on my own.


I would definitely recommend Soscredit to anyone in search of a loan.


I appreciated the transparency and honesty displayed by Soscredit throughout the loan comparison process. I felt that I could trust the information provided on their site, and they helped me find the best loan offer available.


Thanks to Soscredit, I was able to secure a loan quickly and easily.


Soscredit was a lifesaver for me when I needed to find a loan quickly. Their site provided me with a range of options, and I was able to find a loan that worked for me in no time. I am grateful for their services and would recommend them to anyone.


Mail address
Sri Lanka


Please feel free to write us an e-mail or use our electronic communication system.

Customer service

Soscredit provides its clients with appealing loan terms and conditions.